Small Business Credit Card Processing

Our merchant program is ideal for:

• Restaurants
• Retailers
• Home-Based Businesses
• Tradeshows
• Flea Markets & Fairs
• Seminars
• Limo & Taxi Services
• Online Orders
• Mail & Phone Orders
• Food Booths
• Mall Kiosks

Services

When it comes to features, flexibility, expandability and value, you won't find another merchant account in the market that can match ours. Here's just a few of the services we provide our growing network of satisfied customers.

Free Equipment

Once you are approved for a merchant account, we will send you a brand new NURIT 8000 or Hypercom T4100 for you at no charge. If you have a business where mobility is important, you'll find the NURIT 8000 wireless credit card processing machine a perfect fit to your needs. It allows you to process a transaction virtually anywhere, thanks to its wireless GPRS network that safely encrypts critical data. When mobility isn't a factor, the T4100 offers you advanced features, including customizable keys and functions and the ability to add on third party accessories and applications that meet your specific small business credit card processing needs.

Fantastic Rates

We offer some of the most competitive rates in the industry. Not only are the per transaction fees low, but we waive all annual fees and batch fees. Our minimum for monthly transactions is also low: Just $25 per month. You also have tremendous versatility. In addition to being able to offer all the major credit cards (Visa, MasterCard, Debit , Discover, American Express), you can institute highly competitive gift card programs and accept checks, all at very attractive rates as compared to other credit card processing companies.

Free Internet Gateway

If you accept orders over the Internet, you'll appreciate our free gateway service through Authorize.Net, one of the leaders in secure transaction processing on the Net. With it, you can accept credit cards via your existing web site, knowing that the transactions will be encrypted using state-of-the-art security technologies. Other merchant services companies charge up to $300 for online merchant account capabiilities.

World-Class Service

Should you ever have a problem with your account or equipment, we offer 24/7 support. We are here to answer all your questions, troubleshoot any issues and resolve problems. If your equipment should ever become defective, we will overnight a replacement unit to you so that your business is never disrupted. We will even send someone out to pick the defective unit up at no charge. How's that for convenience?

Flexible & Affordable

Our merchant program is not only extremely affordable, but flexible as well. We offer our customers a wide range of options, including the ability to offer gift cards, verify checks, customize terminal features and accept transactions through PCs.

If you're a home-based business, we have special programs just for you.

If your products or services involve mail order, phone orders or requires manually keyed transactions; you'll want to go with our first program.

If you do most of your business via the Internet, you'll find our second program ideal. Either way, you'll receive the most competitive rates and superior first class service.

Option 1

This merchant account is extremely easy to setup and use. All you need is a landline credit card terminal that I can provide (approximate cost: $25 - $75). You can then accept credit cards via phone, through the mail or via the Internet and manually key in the transactions.

Rates: 2.28% + 20 cents per transaction
Statement Fee: $5.00/month
No Batch Fee
No Annual Fee
No Set-Up Fee

Option 2

If you process orders via the Internet, we can set up your Authorize.Net gateway account that allows you to accept payments through a secure, safe process. Many companies charge up to $300 to setup an Authorize.Net account. We do it for free!

With this online merchant account setup you can process transactions using two methods:

Virtual Terminal - A Virtual Terminal allows you to manually process credit card transactions from any computer with an Internet connection. You simply login to a secure web site, enter your user name and password and you're ready to go. Credit card transactions are entered manually. You can even refund money to a customer's credit card, automatically bill customers for recurring charges or do anything else a regular credit card terminal can do.

Simple Integration Method - The Simple Integration Method (SIM) lets you integrate your web site ordering process directly into your merchant account so you can accept credit card payments in real-time. When a customer places an order on your site, the credit card is verified and charged automatically. The entire transaction is handled by SIM and the Authorize.net gateway, which acts as a bridge between your web site and the financial institutions that process payment transactions. With SIM, you can literally put your business on autopilot and let the orders come in. Linking your website to SIM is a very simple, and if you decide to choose this form of credit card processing, we will help
you set that up on your website.

Gateway Fee $10/month
Statement Fee: $5.00/month
No Batch Fee
No Annual Fee
No Set-Up Fee

To learn more about these options or how to sign up, and start processing credit cards today, please contact me.

Money Tree Merchant Services (MTS) is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY.